Insurance Agent Tom Harman
STATE FARM® INSURANCE AGENT, CHARLOTTE, NC

Tom Harman

CLU®, ChFC®

Would you like to get a quote?

Office Details:

Street Address:

7825 Ballantyne Commons
Suite 220
Charlotte, NC 28277-3175

Landmark:

Ballantyne Commons at Rea Rd. Across from Stonecrest and St. Matthews Church. Exit 59, I-485

Office Hours (EST):

Mon-Fri 9:00am to 5:00pm
Sat & Eve Appts Welcome

Phone:

Fax:

704-543-7473

Languages:

English

Need help with a claim?

Start or track your claim online, or with the State Farm® mobile app.

Need to pay a bill?

Pay insurance bills fast and manage them easily.
Number one in customer satisfaction with the auto insurance shopping experience among large insurers. Tied in 2021. For JD Power 2021 award information, visit jdpower.com/awards .


Auto Insurance

Buckle up with State Farm, and get auto insurance in Charlotte, NC that fits your needs. You’ve got plenty of options — from collision and comprehensive to rental and rideshare. If you need more than an auto policy for the family, we provide car insurance coverage for new drivers, business travelers, collectors, and more. Not to mention, State Farm is the largest auto insurance provider in the U.S.1 You could even save more by combining the purchase of auto and home policies.

Tom Harman in Charlotte, NC will help you get started after you complete a car insurance online quote. It’s fast and easy!

1. Ranking and data from S&P Global Market Intelligence, based on direct premiums written as of 2018.

Start your car insurance online quote. It’s fast and easy!



Homeowners Insurance

Protect your largest investment from unexpected events life may throw your way with State Farm® Homeowners Insurance in Charlotte, NC. So, what’s covered?1 Your home insurance ensures you can repair or replace your home, as well as the items you value. Personal property is covered even if you're on vacation, running errands or holding items in storage. More homeowners choose State Farm as their home insurance company over any other insurer.2

Tom Harman in Charlotte, NC will help you get started after you complete a homeowners insurance online quote. It’s fast and easy!

1. Please refer to your actual policy for a complete list of covered property and covered losses.
2. Data provided by S&P Global Market Intelligence and State Farm Archive.

Start your homeowners insurance quote. It’s fast and easy!



Renters Insurance

Renters insurance, also known as apartment insurance, covers your personal property — like computers, TVs, electronics, bicycles, furniture, and clothing — both inside and away from your apartment or other home that you may rent. Renters’ insurance coverage1 even extends to personal property in your car. Renters insurance typically covers losses to your personal property caused by fire, smoke damage, sudden and accidental covered water damage, thefts, burglaries, vandalism or vehicle damage.

1. Please refer to your actual policy for a complete list of covered property and covered losses.

Start your renters insurance quote. It’s fast and easy!



Personal Articles

Do you have important treasures like collectibles, jewelry, sports equipment, and others? Your homeowners or renters insurance policy may limit coverage on some of your most valuable items. Make sure your valuables are protected with a Personal Articles Policy in Charlotte, NC. A State Farm® Personal Articles Policy can even provide personal property coverage1 worldwide (perfect for vacations) in case of theft, accidental damage, or loss.

Want more information? Ask Tom Harman in Charlotte, NC about a personal property insurance quote.

1. Please refer to your actual policy for a complete list of covered property and covered losses.

Call or email an agent for a personal articles insurance quote.



Business Insurance

Whether your business is just starting, growing or maturing, State Farm will provide you with smart options for business insurance in Charlotte, NC. Your insurance for business may include1 a business owners policy, commercial auto policy, individual health policy or even workers’ compensation. Like you, our agents are small business owners who know the importance of developing a plan for continued financial security. We know your business means everything to you. As it grows, make sure you have the right business insurance products for your business.

Work with Tom Harman in Charlotte, NC to get a small business insurance quote and choose what products are right for you.

1. Please refer to your actual policy for a complete list of covered property and covered losses.

Call or email an agent for a small business insurance quote.



Life Insurance

State Farm® life insurance helps your life's moments live on. Whether it keeps paying the mortgage, maintains a current standard of living, pays off debts or pays for college, the life insurance you choose can be there when it’s needed most by your loved ones. Help secure the future of your family with a term life, whole life, or universal life policy. We have policy options to fit your needs and budget.

Tom Harman in Charlotte, NC will help you get started after you complete a life insurance online quote.

Start your life insurance online quote. It’s fast and easy!



Health Insurance

As you experience changes in your life, your health insurance coverage should adjust as well. Let State Farm help you find the right policy for health insurance in Charlotte, NC. We offer a variety of affordable supplemental health, Medicare supplement, or individual medical coverage plans. You may even protect your paycheck with disability insurance to help cover monthly expenses.

Work with Tom Harman in Charlotte, NC to get a health insurance quote and choose a plan designed to fit the needs of a family, individual, or senior citizen.

Start your medicare supplement online insurance quote.

Start your hospital income online insurance quote.



Banking

Banking, your way. When, where, and how you want. When you're looking for help to achieve your financial goals, we want to be your first and best choice in Charlotte, NC. Thanks to an alliance between U.S. Bank® and State Farm®, now, you'll be able to apply for U.S. Bank Checking, Savings, CDs and Retirement CDs online or through your local State Farm agent.

Talk with Tom Harman in Charlotte, NC to get more information about available U.S. Bank banking products.

Call or email an agent for product information.



Annuities

Let State Farm® support your financial future with an investment through annuities in Charlotte, NC. Immediate annuities may guarantee an income for life, while tax-deferred annuities could help increase your retirement savings. Selecting the best annuity option depends on your financial goals and market conditions. Create a future stream of income or payments with an investment option that grows for you. State Farm can help clear the confusion and misinformation out there when it comes to annuities.

Talk with Tom Harman to get more information about annuities in Charlotte, NC that support your financial goals.

Call or email an agent for investment information.



Mutual Funds

Invest in your future and help meet your goals with State Farm® Investment Planning Services. You’re offered a variety of account types and multiple investment products. Feel free to check the investment firm or professional’s background at FINRA's Broker Check®.

Talk with Tom Harman to get more information about mutual funds in Charlotte, NC and financial opportunities.

Call or email an agent for investment information.



Pet Insurance

When your pets need medical attention, the last thing you should worry about is cost. Unfortunately, many pet owners find themselves facing tough decisions about their dog or cat’s care. We’re here to help. State Farm works with Trupanion – a leader in high-quality pet medical insurance – to make it easier for pet owners to care for their furry family members.

Want more information? Ask Tom Harman in Charlotte, NC about a pet medical insurance quote.

Start your pet medical insurance quote. It’s fast and easy!

About Me:

  • 30 year State Farm Agent
  • Focusing on transfers to Charlotte NC and upper SC
  • West Virginia University - BSBA, Marshall Univ. MBA
  • Eagle Scout - Boy Scouts of America
  • President's Club & Chairman's Circle
  • Ambassadors for Life Qualifier
  • Crystal of Excellence 2016
  • Ballantyne Rotary Club- Outstanding Rotarian 2018
  • Mid-Atlantic Zone Sr. VP club
  • Don T. Zimmerman Award
  • Actively involved in several mission projects
  • Auto insurance Charlotte, NC
  • Home insurance Charlotte, NC
  • Auto insurance Fort Mill, SC
  • Home insurance Indian Land, SC
  • Auto insurance Ballantyne area
About Me Photo

Our Mission:

State Farm's mission is to help people manage the risks of everyday life, recover from the unexpected and realize their dreams. You're a neighbor not a number. When you're in my office, you'll receive the finest in personal insurance service. We answer calls personally and use voice mail as back up. We also have 24 hour Good Neighbor service to take care of policy changes or claims, 24 hours per day, 365 days per year. Focusing on auto insurance in Charlotte, North Carolina.
Our Mission Photo

Our Team:

Team Member Profile Photo Ashley Harman
Ashley Harman
Marketing Director
Team Member Profile Photo Courtney Rock
Courtney Rock
Personal Account Representative
Team Member Profile Photo Kathleen Schmied
Kathleen Schmied
Property & Casualty Representative

Agent's Credentials and Licenses:

NC-6555375
SC-6555375

Disclosures

Investors should carefully consider investment objectives, risks, charges and expenses. This and other important information is contained in the fund prospectuses and summary prospectuses which can be obtained by visiting the prospectus page on statefarm.com. Read it carefully. AP2021/08/1329

Securities distributed by State Farm VP Management Corp.

Securities Supervisor address:32 N Main St Ste 305 , Belmont, NC 28012-3162 Phone: 704-967-4084

Deposit products offered by U.S. Bank National Association. Member FDIC.

Life Insurance and annuities are issued by State Farm Life Insurance Company. (Not Licensed in MA, NY, and WI) State Farm Life and Accident Assurance Company (Licensed in New York and Wisconsin) Home Office, Bloomington, Illinois.

Pet insurance products are underwritten in the United States by American Pet Insurance Company, 6100-4th Ave S, Seattle, WA 98108 Please visit AmericanPetInsurance.com. For additional information and disclosures concerning Pet insurance please see Pet Insurance From State Farm® and Trupanion®.

State Farm VP Management Corp. is a separate entity from those State Farm entities which provide banking and insurance products. Investing involves risk, including potential for loss.

Neither State Farm nor its agents provide tax or legal advice. Please consult a tax or legal advisor for advice regarding your personal circumstances.